HomeBuyers

Home Buying Checklist & Step-by-Step Guide

  • Contact CENTURY 21 Shawmut Properties and arrange for mortgage pre-approval.

  • Identify your Home Buying Team.

    • CENTURY 21 Shawmut Properties Sales Associate

    • Real Estate Attorney

    • Financial Services Mortgage Loan Officer

    • Home Inspector

    • Homeowner’s Insurance Company/Agent

    • Moving Company

  • Research neighborhoods and communities to narrow your search.

  • Find the house of your dreams.

  • Make an offer and negotiate with the help of your CENTURY 21 Shawmut Properties Sales Associate.

  • Contact your Mortgage Loan Officer to let them know the contract has been written and accepted – sign the mortgage application documents and provide updated financial documents if needed.

  • Conduct the home inspections and other inspections per the contract timetable.

  • Finalize and negotiate inspection issues.

  • Contract an insurance agent to obtain a homeowners' insurance policy

  • Moving preparation:

    • Pack contents

    • Confirm movers

    • Order change of address cards

  • 1-2 weeks before closing, pay homeowners’ insurance premium and obtain a paid receipt (condo owners arrange insurance for contents only).

  • 3-4 days before closing, gather closing documents needed at closing as advised by your Financial Services Mortgage Loan Officer.

  • Final walk-through inspection before closing with your CENTURY 21 Shawmut Properties Sales Associate.

  • Attend closing – congratulations, you are a new homeowner!